Job Title: Mandarin speaking Business Development Analyst (Corporate Banking)
The Skills Youand#39;ll Need: Fluent Mandarin, with some Credit Analysis experience.
Your New Salary: depending on experience
Office based
Business Development Analyst - What Youand#39;ll be Doing:
- As business and risk owners to meet business targets and take the 1LoD ownership of KYC/CDD/credit risks and other risks relating to the covered clients and portfolio;
- Originate business transactions and handle deal execution process by completing timely and in-depth credit/KYC assessment in compliance with the Branch policy and procedure and system operational process;
- Initiate credit proposal and performing risk management responsibilities including enhanced requirements such as enhanced due diligence, andnbsp;financial modelling, simulation test, sensitivity tests etc to ensure precaution available to ensure transaction risks are properly identified and adequately mitigated in line with the Branch policies and procedures;andnbsp;
- Monitor market, regulatory, macro-economic and political development relating to the loan portfolio; assessing their impacts on KYC and credit quality; Responsible for regular post-loan risk management report to identify asset deteriorating signals and mitigation in line with the Bankandrsquo;s internal policy and fully communicate with Risk/C functions to obtain internal consensus and approval as required.andnbsp;
- Actively manage the portfolio and responsible for all aspects of the deal commercial term analysis, waiver requests and deal administration;
- Execute timely and in-depth evaluation/reviews of risks of the portfolio and be proactive in risk identification, monitoring and post lending management to ensure adequate precaution is in place;
- Work closely with middle and back office to ensure accurate timely data input and booking as well as on-going monitoring of facilities as well as other compliance processes.
- Maintain and monitor accurate exposure and client information in internal risk systems. Develop and implement Front Office post-loan risk management framework on transactions with identification of early warning signals;
- Support supervision and development of junior staff;
- Assist the Department Head on other ad-hoc tasks.
Business Development Analyst - The Skills Youand#39;ll Need to Succeed:
- Spoken and written Mandarin to native level;
- Credit Analysis experiences in financial services industry and experience in corporate banking or financial institutions;
- Experiences of effectively using knowledge of credit products, processes, and risks to make fair and informed lending decisions with sound background in credit analysis;
- Strong problem solving skills and flexible to handle new responsibilities in a diversified environment;
- Excellent written and spoken communicational skills to ensure complex information is articulated in a meaningful way to varied audience;
- Excellent negotiation and communicational skills;
- Excellent Microsoft Office skills and data management skills;
- Commitment to quality standards and good attention to details;
- A team player;
- Self-motivated and an ability to work independently and under pressure.
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